Debt settlement is the process of paying off your debts for an amount less than you owe. For example, a person with a VISA credit card with a $10,000 balance may be able to pay $4,000 to settle the account and have the remaining $6,000 forgiven

We currently only are working on settling CREDIT CARD debt

Debt Settlement is a negotiation between you (or the representative) and your creditor (or collection agency/lawyer) to a pay a smaller amount than your current balance.

The amount of debt varies for each creditor/account holder typically the debt can be settled anywhere between 50-75%.

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